adzuki – Open Banking app

adzuki allows you to connect all your personal and business bank accounts in one easy to use, great looking app.

  • Clear overview of all your finances and transactions in one place
  • Manage direct debits, scheduled payments and standing orders
  • Create budgets and savings goals
  • Access a tailored marketplace for loans, credit cards, insurance and utilities
  • Data is always safe & secure with our bank-grade security & encryption systems

Sign-up for early access

adzuki – API Gateway Solution

Whatever business you are in, getting a better understanding of your customers will drive your business to new heights. Our Open Banking gateway will give you unparalleled access to banking data. Be at the cutting edge of the digital banking revolution with the adzuki gateway.

  • Boost your sales
  • Get new customers
  • Analyse trends
  • Enhanced targeting for
    your products and services

You can test our gateway in our Sandbox environment. Sign up below to get access and start seeing how much Open Banking and adzuki can help your business grow.

Sign-up for Sandbox testing

FAQs

What is Open Banking?

Customers can connect their banking data with FCA regulated third-party companies. It is that simple!

The creator of adzuki, Ecospend, is an Account Information Service Provider (AISP) and can request consent from customers and connect multiple financial institutions at the same time on one interface.

Companies not regulated as AISPs cannot access Open Banking APIs.

What is an API?

An API is like a ‘door’ for different technology solutions to talk to each other securely. An app or website can request information from another through the internet or a secure connection and then get data back.

Open Banking uses APIs to send data between banks and authorised companies like Ecospend.

Which Banks is adzuki linked to?

We currently support Lloyds, Halifax, HSBC, RBS, NatWest, Nationwide, Santander, Barclays, Bank of Scotland, First Direct, M&S Bank, Ulster Bank, First Trust, AIB, Bank of Ireland, Monzo, M&S Bank, Danske Bank, Starling, Bank of Cyprus and Yorkshire Building Society.

We are working hard to integrate many more!

We do not screen scrape. But we keep connecting new banks as their APIs become available.

Why is Open Banking useful to businesses?

You can now get an even better understanding of your customers when they share their banking data with your platform. This is hugely valuable if you are providing insurance, finance, referencing, credit or any industry that can benefit from a more detailed picture of your customer.

The possibilities are endless!

Will my data be safe?

Data is always held safe and secure with our bank-grade security and encryption systems.

Ecospend Technologies and its product adzuki are fully regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 as an Authorised Payment Institution to provide Account Information Services (Firm Reference Number: 812359).

Why haven’t I heard of Open Banking yet?

Open Banking is relatively new and many companies are still unaware of its amazing potential. We have been working on it since the beginning, perfecting our solution.

Believe us, if you have not heard about it before – you will soon!